About
About Jason Andrews, Charlotte mortgage broker — the guy who shows you the math.
19 years in the mortgage business, a few hundred families, and one stubborn conviction: you should understand what you're signing.
Why LoanManGuy exists
I've been in the mortgage business for about 19 years, and I've seen just about every version of this industry. The biggest thing I've learned is that mortgages really aren't as simple as "who has the lowest rate?"
There are a lot of moving parts. Rate, fees, mortgage insurance, loan program, how long you plan to keep the house, your credit profile, how the lender is being compensated — and sometimes things borrowers don't even know they should be asking about.
That's really where LoanManGuy came from. I like explaining this stuff.
I'm the guy who will pull up the numbers and show you why one option makes more sense than another. And if something I'm offering doesn't make sense for you, I'll tell you that too. I'm not trying to convince everyone that I'm the cheapest mortgage guy on the internet. I'd rather be the guy you trust to give you a straight answer.
I work with first-time buyers, experienced homeowners and real estate investors, and I have access to a huge range of lenders and programs — DSCR, self-employed and bank statement, conventional, FHA, VA, USDA, renovation loans, and plenty of weird scenarios that don't fit nicely into a checkbox.
I don't expect people to become mortgage experts. That's my job. My goal is pretty simple: explain the options, show you the math, answer the questions, and help you make a better decision.
Even if you never become my client, hopefully you know more about mortgages after talking to me than you did before.
Track record
Things I've actually been through
Not a list of services. A list of the situations I've personally sat in.
Who I work best with
I most enjoy working with people who want to understand what they're doing with their money. They don't have to know anything about mortgages when they come to me — but they're curious, they ask questions, and they appreciate someone who takes the time to explain the options.
I especially like working with people who want to see the numbers. How much to put down, whether to pay points, which program makes sense, whether buying or refinancing is even the right move at all.
First-time buyers are great because there's so much I can teach them. I also really enjoy experienced buyers and investors, because we can get deeper into strategy and structure.
More than anything, I want to work with people who value knowledge and good advice. I don't need someone to blindly take my recommendation. I'd rather they ask me why.
Great mortgage broker!
Jason helped us get our loan in less than 2 weeks so we could have a quick closing. He was quick to respond to all our questions and even came to the closing to make sure everything went through. I would use him again for sure!
Incredible
Jason was incredibly responsive and made the process a breeze. His knowledge and experience was unmatched, and he had access to products that beat traditional banks hands down. We needed to close in 3 weeks and Jason made it happen. …
Excellent experience!
I just closed on my refi for my rental investment property. From the get go Jason was quick to respond, professional, and extremely easy to work with — not to mention I'm located in California (3 hour time difference). …
Great Experience
Jason did a wonderful job in helping to find the right mortgage for me. As a first time home buyer there was a lot I did not know. Jason was able to answer all of my questions and ease any concerns I may have had. …
Jason Andrews
Jason was awesome in helping my wife and I secure a mortgage loan. Start to finish in 3 weeks time. He was always available and made the process flow so easy. Definitely a top notch Loan Officer who I highly recommend.
Best of the best!
My wife and I were unsure about refinancing our home loan because we had no idea where to even begin. We reached out to Jason and his team and they absolutely blew our expectations out of the water. …
Extremely Helpful and Responsive
Jason was unbelievably responsive from the initial inquiry to after the paperwork was signed and processed. He took the time to explain multiple options and even the time to break it all down so it made sense to me — the layman who is not a part of his world. …
Laid out every option in detail
After owning our home for only a year we assumed it was a long shot to refinance into a better rate. We called Jason and in no time at all had multiple options that we could move forward with. …
Top 1% Loan Originator for a reason
Jason has proven to be nothing short of exemplary through the entire loan process to closing, and even after. I would, without hesitation, recommend Jason to anyone who is currently or plans to look for a new home who will need a loan. …
Great rates, clear communication, speedy close!
Worked with Jason Andrews to get financing on our new home. I did a ton of shopping around for rates, and no one could touch the rate and fees I was getting from him. …
Reviews shown are from Jason's Zillow profile, where you can read all 30.
Find me elsewhere
Same person everywhere, including the licence record.
Licensing
Jason Andrews, NMLS #102708, with Coast2Coast Mortgage, NMLS #376205. Licensed in Florida, Georgia, Illinois, Michigan, New Jersey, North Carolina, Oklahoma, Pennsylvania, Tennessee, Texas, Virginia.
You can verify any of that yourself on NMLS Consumer Access — and honestly, you should do that with any originator you're considering, me included.
Ask me why
Bring the questions — that's the part of this job I actually like. No credit pull, no obligation.
Ready to get started? Skip the questions and start the secure application — it takes about 15 minutes, and it's the same form we'll need later anyway.
Prefer to just talk? Call or text (704) 287-8746.